Banking Simplified
for Nigerians.
Instant, flexible, works for you & your business.
CBN Licensed 
NDIC Insured Experience Banking on the Go
₦120B+ Processed
50K+ Merchants
99.9% Uptime
SWOP Business
Licensed microfinance banking with instant settlement, virtual accounts, and growth capital.
Instant POS
Settlement in seconds, not days
Same-day payouts
Money moves when you need it
API-ready
Integrate with your systems
SWOP
Everyday banking that just works—send money, pay bills, save with competitive rates.
₦25 transfers
Lowest fee in Nigeria
Bills in seconds
Airtime, utilities, cable
Auto-save
Grow your money automatically
₦25
transfers
1.5%
POS
₦0
payment links
"Instant settlement helped us grow 40% in six months."
Funke Adeyemi
Funke's Fabrics, Lagos